| San Jose Unified School District Foundation Plan | ||
|---|---|---|
| Level One Blue Cross Providers |
Level Two Out of Network |
|
| Individual Deductible | $100 | $200 |
| Family Deductible | $300 | $600 |
| Annual Out-of-Pocket Maximum | After deductible, plan pays 80% for first $5,000 of covered expenses and 100% thereafter for each calendar year. | After deductible, plan pays 60%* of covered expenses for each calendar year |
| Lifetime Maximum | $1,500,000 per member | $1,500,000 per member |
| Benefits for Covered Services | ||
| Physician Services: | ||
| Office Visits | $15 | 60%* |
| Hospital/Skilled Nursing Visits | 80% | 60%* |
| Specialist Office Visits | $15 | 60%* |
| Surgeon/Asst. Surgeon | 80% | 60%* |
| Anesthesiologist | 80% | 60%* |
| Diagnostic X-ray & Labs | 80% | 60%* |
| Mental and Nervous Care (excludes severe mental disorders): | ||
| Inpatient | 80%, up to a maximum of 30 days per year | 60%*, up to a maximum of 30 days per year |
| Outpatient | Visits 1-3 paid at 100% of allowance Visits 4-50 paid at 80% of allowance Maximum of 50 outpatient visits per year |
Visits 1-3 paid at 100% of allowance Visits 4-50 paid at 60% of allowance Maximum of 50 outpatient visits per year |
| Hospital/Surgical Services: | ||
| Inpatient | 80% | 60%* |
| Outpatient | 80% | 60%* |
| Emergency Services: | ||
| Ambulance | 80% | 60%* |
| Emergency Room | 80% after $50 copay, waived if life-threatening or admitted | 60%* after $50 copay, waived if life-threatening or admitted |
| Maternity Services: | ||
| Hospital Benefits - Delivery | 80% | 60%* |
| Outpatient Physician Services | $15 | 60%* |
| Surgical Services | 80% | 60%* |
| Prescription Drugs: | ||
| Generic or Brand | 80% | 80% |
| Mail Order: | ||
| Generic | $5 copay, 90 day supply | $5 copay, 90 day supply |
| Brand | $15 copay, 90 day supply | $15 copay, 90 day supply |
| Caremark - Foundation 300 Plan | ||
| Other Services: | ||
| Chiropractic Services | $15 | 60%* |
| Continued Care Services | 80% | |
| Skilled Nursing Facility | Following discharge from an acute care facility, plan pays 80% | Following discharge from an acute care facility, plan pays 60%* |
| Physical Therapy | 80% | 60%* |
| Speech Therapy | 80% | 60%* |
| *If a Blue Cross Prudent Buyer Network provider is not available in the area where treatment is received, the plan will pay 80%* of the covered expense amount. | ||