If you are disabled and unable to work because of covered accident or sickness, the Plan pays 662/3% of your earnings beginning with the first day in the hospital or the eighth day of your disability or the expiration of your accrued District sick leave benefits, whichever occurs later.
Payments under the Plan will commence after the above waiting period and will continue for twelve (12) months or until you are eligible to receive PERS or STRS disability benefits through the retirement system.
Payments under this Plan will be reduced by any other income you receive, or are entitled to receive, from Worker’s Compensation, Disability or Retirement Social Security Benefits and any Disability, Retirement or other income benefits provided by or through the San Jose Unified School District.
For the purpose of determining your monthly benefit under this Plan, earnings or salary shall mean your annual salary divided by twelve, or in the case of twelve-month employees, your regular monthly salary. Earnings for hourly employees will be based upon your hourly base rate of pay (times normal hours you would have worked had you not been disabled) at the time of your disability.
To download all of your Income Protection Plan information, click here.