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San Jose Unified School District provides medical, dental and life insurance benefits to employees, retirees, and their eligible dependents.

2011-2012 Benefits

Eligibility

Most benefits coverage begins on the first of the month following the completion of your employment waiting period. In order to determine your benefits eligibility status (active full-time employee, part-time employee, early retiree, retiree age 65+, leaves of absence, or other bargaining unit arrangements) please contact the Human Resources Benefits department. Part-time employees regularly scheduled to work at least 20 hours per week are eligible for benefits; seasonal and temporary employees are not eligible.

All benefits-eligible employees must complete an enrollment form, regardless of whether you are required to make contributions towards your coverage elections. All enrollment forms must be submitted to the Human Resources Benefits department prior to your effective date of coverage.

You may enroll yourself and your eligible dependents for medical and dental coverage. Your eligible dependents generally include:

Your legal spouse or domestic partner.
Your children until age 26 (for medical and dental coverage).
Any dependent child who is incapable of self-support because of a physical or mental disability that manifested itself while otherwise eligible.

Choice of Health Care Plans

Employees have a choice of medical and dental plans. The employee and eligible dependents must enroll in the same plans.

Foundation Plan offers comprehensive medical coverage, including prescription drugs. Members are able to choose their own physician and hospital and level of benefit. Benefits paid under the plan are subject to annual deductibles and copayments.
Kaiser Health Plan offers comprehensive coverage at any Kaiser facility, including coverage for prescription drugs, vision care and psychological services.
SJUSD Self-Funded Dental Plan offers coverage for a percentage of the cost of dental treatment from a dentist of your choice.
Life Insurance Plan offers employees $15,000 life insurance coverage for all bargaining units except Administrators. Administrators are eligible for $50,000 life insurance coverage.

COBRA BENEFITS (CONSOLIDATED OMNIBUS RECONCILIATION ACT OF 1985)

Federal law requires most employers sponsoring group health plans to offer employees and their families the opportunity for a temporary extension of health coverage (called “Continuation Coverage”), at group rates in certain instances where coverage under the plan would otherwise end, (e.g., dependent children beyond age 19 or full-time students at age 25/24 if enrolled in Kaiser). Employees and their dependents should read the COBRA section carefully.

To download a more in-depth overview of benefits, please click here.